Equities First Holdings^® (EFH) is a private, nonpurpose lender, headquartered in Indianapolis. We are supported by a national network of loan professionals and other financial, legal, and research support personnel.

EFH provides terms based on its evaluation of the risk and future performance associated with the securities to be pledged as collateral. EFH’s proprietary research and analytic system utilizes a multitude of financial metrics and hedging strategies to maximize and support the equity loan process.

In recent years, we have executed hundreds of successful stock-lending transactions involving the American Stock Exchange (AMEX), NASDAQ National Stock Market, NASDAQ Small Cap Stock Market, New York Stock Exchange (NYSE), and Over-the-Counter Bulletin Board (OTC:BB), as well as certain foreign exchanges.

We are committed to providing the securities lending industry’s most straightforward, personal, and customized solutions to investors in need of prompt funding.

What to know
You should understand the fundamental characteristics of traditional securities loans which ensure the financial viability of the funding process for both the borrower and the lender. Based on our experiences over time and our success in returning collateral to the borrower, most stock loans have:

• A loan-to-value ratio (LTV) of under 80 percent;
• A term of 36 months or longer; and
• A favorable fixed interest rate with regular quarterly fixed interest payments.

Click here to learn more about accessing liquidity from your securities with an EFH securities-based loan.