Equities First Holdings LLC (EFH) is a private, nonpurpose lender, headquartered in Indianapolis, IN. We are supported by a national network of loan professionals and other financial, legal, and research support personnel.

EFH provides terms based on its evaluation of the risk and future performance associated with the stocks, bonds, or U.S. Treasuries to be pledged as collateral. EFH’s proprietary research and analytic system utilizes a multitude of financial metrics and hedging strategies to maximize and support the equity loan process.

In recent years, we have executed hundreds of successful stock-lending transactions involving the American Stock Exchange (AMEX), NASDAQ National Stock Market, NASDAQ Small Cap Stock Market, New York Stock Exchange (NYSE), and Over-the-Counter Bulletin Board (OTC:BB), as well as certain foreign exchanges.

We are committed to providing the securities lending industry’s most straightforward, personal, and customized solutions to investors in need of prompt funding.

What to know
You should understand the fundamental characteristics of traditional securities loans which ensure the financial viability of the funding process for both the borrower and the lender. Based on our experiences over time and our success in returning collateral to the borrower, most stock loans have:

• A loan-to-value ratio (LTV) of under 80 percent;
• A term of 24 months or longer; and
• A favorable interest rate with regular quarterly interest payments.

Just as there are fundamental characteristics to look for in the way a loan is structured, the opposite is also true. Savvy investors should be aware of these as well. Click here to learn about what to avoid when choosing a securities loan.