In 2002, Al Christy, Jr. established Equities First Holdings (EFH), a full service, private, non-purpose lender that specializes in securities-based lending transactions to investors in need of prompt funding or long-term cash management.

Equities First Holdings provides terms based on its evaluation of the risk and future performance associated with the stocks, bonds, or U.S treasuries to be pledged as collateral to maximize and maintain complete, yet proprietary, flexibility of the equity loan process.

Al has proven himself a leading authority in the areas of long-term planning, cash-flow strategy, and resource allocation by combining the drive and discipline from his athletic background with the knowledge and experience he has acquitted in the financial industry. In 1996, Christy founded Diversified Financial Group, a mortgage banking firm that specialized in commercial, residential, and small business loans. From 1994 through 1996, Al was a loan originator at Fidelity Investments. Al attended Indiana University where he enjoyed a distinguished athletic career in football, track and baseball.

With nearly 30 years of progressive experience in consumer lending, correspondent lending, and mortgage programs, Jeff is well-versed in a broad spectrum of financial products.

Jeff joined Equities First Holdings in 2008 as Managing Director. From 2004 to 2008, Jeff was a Vice President in the Fixed Income Division at Goldman Sachs & Company where he held a series 7 and 63 license. Before that, Jeff was with Lehman Brothers from 2001 to 2004 where he was a Vice President of Fixed Income Asset Management.

From 1996 to 2001, Jeff worked as an Executive Vice President at Bank One, and from 1988 to 1996 he worked at Prudential Home Mortgage as Vice President. From 1982 to 1988 Jeff worked at Salomon Brothers and he was earlier employed at Deloitte & Touche as a CPA from 1980 to 1982. Jeff has a B.S. in Accounting and a MBA in Finance from Miami University of Oxford, Ohio.